Industry
Construction Equipment Financing
Win bigger contracts and keep your crews working. Atlantic Equipment Finance gives construction companies access to the heavy equipment they need — without draining their working capital.
Equipment We Finance
From compact skid steers to full-size cranes, we finance the heavy equipment that keeps your jobs moving. New and used equipment both qualify.
- ✓Excavators & backhoe loaders
- ✓Bulldozers & motor graders
- ✓Skid steers & compact track loaders
- ✓Cranes & lift equipment
- ✓Concrete equipment (mixers, pumps, pavers)
- ✓Dump trucks & articulated haulers
- ✓Forklifts & telehandlers
- ✓Trenchers & directional drills
- ✓Scaffolding & shoring systems
- ✓Trailers & lowboys
Bid on Bigger Jobs
Financing the right equipment means you can compete for larger contracts. Stop turning down jobs because you don't have the machinery — we help you get it.
Preserve Working Capital
Loans and leases let you acquire equipment while keeping cash on hand for labor, materials, and operations. 100% funding available on lease programs.
Fast Approvals
Construction schedules don't wait. App-only approvals up to $200K mean you can move fast when an equipment opportunity comes up.
Financing Programs Available
We structure loans and leases around the way your construction business actually operates.
Commercial Loans
- ✓Up to $10M
- ✓Up to $200K app-only
- ✓Principal-only payoff available
- ✓Corp-only structures
Commercial Leases
- ✓Up to $10M
- ✓100% funding available
- ✓FMV and $1 buyout options
- ✓TRAC lease structures
Startup Programs
- ✓Up to $250K
- ✓Up to $50K app-only
- ✓0–2 years in business
- ✓Flexible terms
Frequently Asked Questions
Can I finance used construction equipment?
Yes. We finance both new and used construction equipment. There are no blanket restrictions on equipment age — we evaluate each transaction on its own merits and work with our lender network to find the right fit.
How fast can I get approved for construction equipment financing?
For transactions up to $200K, approval can happen within 24–48 hours through our app-only process. Larger transactions requiring additional documentation typically take a few business days.
Can a new construction company qualify for equipment financing?
Yes. Our Startup Programs are designed for businesses with 0–2 years of operating history and go up to $250K, with app-only options up to $50K. We also have programs for more established contractors.
Ready to Finance Your Next Machine?
Apply online or call us — we'll find the right program for your construction business.
Serving contractors near: